English Unlimited HAK/HUM 3, Schulbuch mit Audio-CD und CD-ROM (mit Handelskorrespondenz)

73 Money matters 05 LANGUAGE SKILLS EXPLORE LOOK AGAIN EXTRAS Can you think of services banks offer (online banking, money changing, …)? Which have you used? Look at the email below. Have you ever received a similar email or letter? What is it? Who is it from? Who is it addressed to? What is it about? What is its purpose? 45 a b To: Mr Pedro Ramirez We have a special offer for people under 18! Our new YOUTH ACCOUNT is tailor-made for young people. Free account (no service charges) + cash card + regular bank statements sent electronically + free membership of our youth club (cheap concert tickets, free entry to clubs, film previews and special events) + e-banking Interested? ► Call 01/1681961 or click here . Pedro, a Spanish intern in Bristol, has received the above mail and has made an appointment with the bank clerk. Listen to the dialogue between the bank clerk and Pedro. 1 Does Pedro know anything about bank accounts? 2 How do you open an account? Read the conversation to check. a 46 TCD 2/04 b Bank clerk: So, Mr Ramirez, you ll in this form, sign it and bring it back together with some ID. Pedro: (1) Sorry, I’m lost . What does ‘current account’ mean? Is it di erent from a savings account? Bank clerk: Well, yes, it is. It (2) means you use it for receiving and making payments, and it entitles you to a cash card and reduced tickets for music events, for example, but it’s not interest-bearing like a savings account. Pedro: Sorry, what is ‘interest-bearing’? Bank clerk: It means that the bank gives you a small amount of money on top of your savings every year. Pedro: Oh, OK! Bank clerk: Yes, but anyway, you need a special current account for young people, a so-called youth account. (3) It’s like an ordinary account but without an overdra facility. And you cannot get a credit card either. (4) e idea is to see if you can manage your nances in a responsible way. As soon as you have a regular income, you can have the additional benets like overdra facilities, credit cards etc. But of course, you’ll get your statements once a month. Pedro: Statements? (5) I don’t get it . Bank clerk: Oh sorry. (6) I meant to say that you’ll get a piece of paper informing you about the balance in your account, in other words, you can see how much money you have le and the transactions that took place during the last month. OK? Pedro: OK. So, (7) I get that bit . But how can I withdraw money? Explore speaking: Explaining and saying you (don’t) understand Nur zu Prüfzwecken – Eigentum des Verlags öbv